Claim Requirements

Insured Claim Requirements

COMPREHENSIVE COVER

1. Collision

  • Maritime Accident Report Claim Form
  • Estimate/Statement of Repairs
  • VAT letter (Available at the VAT office @ Lower St. Vincent St. P.O.S.). Requirements:
    • Completion of VAT 605 Form
    • Insured’s B.I.R. #

2. Write Off/Total Loss

  • Recent Certified Copy of Ownership (within last 6 months)
  • Insurance Certificate and Affidavits
  • Two (2) forms of I.D. (I.D. card/Driver’s Permit/Passport)
  • All keys (if necessary)
  • Two (2) signed transfer forms (if necessary) – stamped in the case of a company
  • Letter authorising person to conduct/transfer (if company)

3.  Fire and Theft
Where a loss results from either Fire or Theft, the following steps should be taken:

Theft Claims

  • Incident must be reported to the Police Authorities immediately with full particulars
  • Report matter to your Insurance Company
  • Insurers would have the matter investigated
  • Documents required would be as follows: VAT Letter, Certified Copy of Ownership and 2 forms of Identification
  • Two (2) signed & stamped transfer forms
  • Keys, if not stolen with vehicle
  • Insurance certificate or affidavit (if certificate is stolen)
  • Letter authorising individual to transfer – in the case of a company

Fire Claims
Where the loss results from Fire, the procedures involving Comprehensive cover should be followed.

THIRD PARTY COVERAGE

  1. If you are at fault in the accident:
    • The resultant damage to your vehicle is for your own account
    • Refer all persons including passengers who have suffered injury following the accident to your Insurance Company
  2. If you are not at fault in the accident:
    • Obtain a detailed estimate of the cost of repairs to your vehicle
    • Obtain a letter from your own Insurance Company confirming the type of coverage held on your vehicle
    • Submit your claim (Estimate and Letter) to the Insurance Company of the negligent party for settlement
    • Documents required for processing of your claim would be as follows: VAT Letter, Certified Copy of Ownership and 2 forms of Identification