Mortgage loans are available for the following:

• Home Construction
• Home Renovations
• Purchase of Land
• Purchase of owner-occupied Home

Basic Requirements Include:

• Identification - ID, DP, PP
• Job Letter & Salary Slip (within 3 months)
• Downpayment / Funds for Closing Charges evidenced by statements from Finance Company / Bank / Credit Union / Unit Trust etc.
• Purchase Agreement
• Favourable Credit Reports
• Valuation Report (within 3 months) from one of our approved valuators, namely: Linden Scott & Associates, Raymond & Pierre, Brent Augustus & Associates or David W. Knott
• Copy of Title Deed or Mortgage Deed
• Up-to-date receipts for Land and Building Taxes, Water Rates and WASA Clearance Certificate
• Statement on existing mortgage loans (if applicable)
• Release in Escrow from mortgagee company
• Life and General Insurance (available at Maritime)

In addition, the following are required for construction / renovations:

• Approved Building Plans
• Contractor's Estimates
• Quantity Surveyor's / Engineer's Report
• Valuation report on completion of construction or renovations
• Completion Certificate