Life Span 100 Policy Series

What is LIFE SPAN 100 Bronze?

1. Life insurance coverage to age 100

2. Guaranteed Cash Values to age 100

3. Guaranteed Paid up Values to age 100

4. Issue ages 0 to 70

 5. Supplementary features

·         Waiver of Premium

·         Waiver of Premium on Death or Disability of the Applicant

·         Accidental Death

·         Accidental Death

·         Accident Indemnity Rider

·         Retrenchment Rider

Why do you need LIFE SPAN 100 Bronze?

  1.  You want protection to last as long as you may need it, perhaps a lifetime

  2.  You can commit to paying an ongoing level premium

  3.  You want strong policy guarantees

  4.  You want to build cash values with a conservative approach

  5.  You want the option to change the policy to paid-up

   6.  You want to liquidate loans and indebtedness in the event of your premature death

What is LIFE SPAN 100 Silver?

1.        1.  Life Insurance Coverage to age 100

2.        2.     Guaranteed Cash Values to Age 100

3.       3.  Guaranteed Paid up Values to age 100

4.       4.       Issue ages 20 to 60

5.       5.  Critical Illness Coverage to age 100

6.       6.     The MEDEX Card

Why do you need LIFE SPAN 100 Silver?

All the features of LIFE SPAN 100 Bronze PLUS

1.                  1.  To liquidate your loans and other indebtedness in the event of a covered critical illness.

2.                  2.     To provide you with an income while you recover from a critical illness.

3.                 3.  To fund your medical expenses due to a critical illness.  The critical illnesses covered are

                      the following:

·         Cancer

·         Heart Attack

·         Stroke

·         Coronary artery disease requiring surgery

·         Renal failure

·         Paralysis/Paraplegia

·         Major organ transplant

·         Multiple sclerosis

·         Heart valve replacement

·         Terminal illness

·         Major burns

·         Coma

4.       To facilitate access to emergency medical treatment while traveling abroad and other related benefits.

What is LIFE SPAN 100 Gold

All the features of LIFE SPAN 100 Silver PLUS

1.       Enhanced death benefits to age 70

2.       Enhanced Accelerated Death Benefit to age 70

3.       Medical benefits including the following:

• Fixed surgical benefits
• Accident and emergency expense benefit, and
• Diagnostic expense benefit.

     5.    The Admed card

Why do you need LIFE SPAN 100 Gold?

 All the reasons for LIFE SPAN 100 Silver PLUS the following benefits:

1.       To provide you with additional coverage to age 70

2.       To provide you with additional accelerated death benefit coverage to age 70 on diagnosis of a covered critical illness. Limited to overage coverage of $2,000,000.

3.       To provide you with an annual hospital diagnostics expense fund to age 70.

4.       To provide you with an annual in-hospital accident and emergency expense fund to age 70.

5.       To provide you with fixed surgical benefit amounts based on the category of surgery up to age 70 which may be customized to fit your personal circumstances.

6.       No bills are required for surgery, only evidence of surgical procedure completed and there is no coordination of benefits.

7.       The ADMED card that will provide you with easy, convenient and hassle-free admittance to all ADMED accredited hospitals.