Claim Requirements

Insured Claim Requirements

A. COMPREHENSIVE COVER

1. Collision

• Maritime Accident Report Claim Form
• Estimate / Statement of Repairs
• VAT letter (Available at the VAT office  @ Lower St. Vincent St. P.O.S.). Requirements:
  • Completion of VAT 605 Form 
  • Insured's B.I.R. # 

2. In the Event of a Write Off / Total Loss

• Recent Certified Copy of Ownership (within last 6 months)
• Insurance Certificate and Affidavits 
• Two (2) forms of I.D. - (I.D. card / D.P. / Passport)
• All Keys (if necessary)
• Two (2) signed transfer forms (if necessary) - stamped in the case of a company
• Letter authorising person to conduct / transfer (if company)

3.  FIRE AND THEFT COVER:

Where a loss results from either Fire or Theft, the following steps should be taken:-

THEFT CLAIMS:

• Incident must be reported to the Police Authorities immediately with full particulars
• Report matter to your Insurance Company
• Insurers would have the matter investigated
• Documents required would be as follows: VAT Letter, Certified Copy of Ownership and 2 forms of Identification
• Two (2) signed & stamped transfer forms
• Keys, if not stolen with vehicle
• Insurance certificate or affidavit (if certificate is stolen)
• Letter authorising individual to transfer - in the case of a company

FIRE CLAIMS:

Where the loss results from Fire, the procedures involving Comprehensive cover should be followed.

B.  THIRD PARTY COVERAGE:

1. Where you are at fault in the accident: -
   1. The resultant damages to your vehicle is for your own account
   2. Refer all persons including passengers who have suffered injury following the accident to your insurance company
2. Where you are not at fault in the accident: -
   1. Obtain a detailed estimate of the cost of repairs to your vehicle
   2. Obtain a letter from your own Insurance Company confirming the type of coverage held on your vehicle
   3. Submit your claim (Estimate and Letter) to the Insurance Company of the negligent party for settlement
   4. Documents required for processing of your claim would be as follows: VAT Letter, Certified Copy of Ownership and 2 forms of Identification